Skip to main content

Do You Own What You Sell?

Years ago when I worked for a large life insurance company we were encouraged, and sometimes badgered, to buy their products. The manager of the office would say, "I can't tell you how it works, but if you own it, you'll sell more." Apparently there was some magical force in the universe that we were all unaware of.

At the same time, there was a huge increase in credibility when I would talk to a client about disability insurance, for example, and they would ask, "Do you have a policy?" Of course I did, but if I had said that I didn't, it could be a deal breaker. 

"Why should I buy it if you don't think it's good enough for you to buy?" Awkward.

When I left that company and went to another company the new manager said, "We sell on need. If you don't need it, don't buy it." He was right. Of course, he would lie and tell his clients he owned everything. Needless to say, I left that company after a few months. 

But does owning what you sell give you credibility with a customer? You can rest assured that it does. Part of being a sales professional is leading, and in the mind of that buyer, you must lead by example.

Of course this doesn't apply to all industries. We can't expect a pharmaceutical rep to take the drugs they are promoting to doctors they call on. That would be a very strange conversation. "Why should I promote your drug that prevents gas if you aren't willing to take it?"

Reasonable people wouldn't expect that. But they would expect someone selling vacuum cleaners door-to-door to own one. And the same goes for any person selling cars, jewelry or a multitude of other products. That shows that you actually believe in the product. 

There may be a lot of reasons why you don't own the product you sell. For instance, let's say you sell high-end luxury cars. You may not be able to afford one of these vehicles, especially if you are just starting out in the business. 

The thing to remember is that your customer may also say they can't afford that car. You won't have much ground to stand on when they go there because to them, not being able to "afford" it is not your reason, but your excuse. And that can go for any other valid reason you don't own what you sell.

Eventually you are going to have to get around all of this by actually making a purchase. Yes, you may get the "employee discount", but committing your own dollars shows that you actually do believe in the product or service that you are trying to convince others to buy. That may be a tough nut to crack mentally, but when you actually commit to parting with your hard earned cash, your customer will see it and respect it.

Oddly enough, when I was selling for that previously mentioned insurance company, I noticed that the agents who wrote tons of term life insurance (with low premiums, thus low commissions) only owned term life insurance. The agents who sold a lot of disability insurance had their own disability coverage. Maybe that mystical magical force worked afterall. 

On the other hand, I was the top producer of long term care policies one quarter and I did not have a policy of my own. Why? I didn't need one at the time. That doesn't mean I couldn't communicate the need to others.

Look at what your product lines are. See what you can use and don't be too concerned about being able to afford it. Then see if your enthusiasm for those products translate to more sales.

Chris Castanes is a professional speaker who helps sales people succeed through workshops and humorous presentations. He's also the author of "You're Going To Be Great At This!", a humorous look at sales. For booking information, click here. He's also the president of Surf Financial Brokers selling life and disability insurance in several states.

Comments

Popular posts from this blog

The Telemarketer's Leads - A Dumb Story

For a brief few months I worked as a telemarketer for a small firm owned by a young married couple. The husband was a bit of a hot head and kind of a jerk on occasion, but his wife was nice and had to put up with the guy.  One of their clients was a mobile home company that wanted people to come to the lot and see how awesome their singlewides and doublewides were. As telemarketers we offered incentives like a cooler and camera (back when they weren’t part of your phone) and other assorted giveaways. We got a small commission if we could book the client. My coworkers and I would call from a list of leads that our employers had purchased from someone. These leads were supposedly “qualified” ahead of time, meaning that they had been vetted to meet the needs of the client, the mobile home company. Unfortunately, most of the leads were useless. The people we spoke to didn’t live in the right geographical areas or their incomes were too low.  “Why aren’t you guys closing anyone?” t...

How To Prevent (Or Lessen) Momentum Killers

Have you had a great sales run, with the wind at your back as you continue to sell and make money, only to have some event or holiday slow down your momentum? It's happened to all of us. I compare it to running at full speed down a field, and out of nowhere comes a patch of mud and tar, designed specifically to slow you down and make you work harder.  An example of this is the holiday season. For some industries, the end of the year is a great time to make those last minute sales and thin out inventories. But for others, it can be horrible. Let's face it, the holidays are about spending money on fun stuff, like electronics and clothes. No one is even thinking about buying insurance, unless they have to.  "I can't spend any money on life insurance because I have to buy Christmas gifts," is what I hear each year. (Nice priorities, by the way!) Having been through this for a few years I now plan ahead. Instead of beating my head against a wall trying to get people to...

My Short Post On Social Media

Are you leveraging social media to help your business? Are you posting daily and creating content like the "experts" say to do? Most importantly, are you getting results? I've tried using most of the more popular platforms for my insurance business, as well as my writing and speaking business. To say the results are "mixed" would be generous. This may be because I really haven't invested much into advertising on these platforms.  The way I see it, when Facebook, for example, allows me to set up a free page for my business, that is like a "free trial" to see if I can get any interest in my product or service. After nearly 15 years of this trial period, I have garnered little to no business.  One can come up with two arguments here. The first is why would you throw money at advertising when you haven't seen any returns. The other side is that "you could have done better if you had quit being a tight ass penny pincher." Fair enough. But ...